Surprise medical bills?! - Can you afford not to have Gap Cover?
Medical costs for doctors and specialists are rising in South Africa. It’s a known fact that specialist could inflate costs to 500% over the industry standard as they know medical aids cover most of the payments. Medical scheme providers only cover up to a certain amount for specialist visits which will result in the members having to pay the difference.
What does this mean for your medical aid provider and you as a member?
Not all medical aid providers cover members for full specialist visits, as the rates are increased, this leaves the member having to pay out of pocket. Gap Cover has been a relatively cheap way of meeting your medical shortfall cover with regards your medical aid payments and for what they payout for your medical bills, specifically with payments for hospital treatments.
Gap cover insurance or medical shortfall cover has become a necessity for all medical aid members. Gap cover and Co-Pay options are the best way to alleviate the stresses of surprise medical bills. As members are covered for the additional costs not paid by the medical aid or medical scheme provider.
Selecting the right coverage is important as not all medical aid companies in South Africa offer medical shortfall cover or co-pay solutions. This could leave you out of pocket, even if you do have coverage. www.gapcover.co.za provide full coverage insurance that can payout up to R150000+ per annum for your shortfall coverage.
They also offer copay options. CoPay Cover provides cover for procedural co-payments charged by your medical scheme. www.gapcover.co.za provides copay services for in-patient and out-patient coverage, including specialised radiology.