The bank wants to make sure that you are able to repay the loans on time. It seeks an assurance that you are capable of repaying the loan. The tenure and interest rate will also determine the loan amount.
Banks sanction home loans to help you buy house/property. You need to have a good credit score to get the home loan sanctioned.
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What Is My Home Loan Eligibility?
Banks or NBFCs normally give 80-90% of the property value as a loan and you have to arrange the remaining amount. The total loan amount includes registration, transfer and stamp duty charges.
Read the Article | What Is My Home Loan Eligibility?
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