Stronger insurance strategies are helping businesses turn uncertainty into opportunity as they navigate today’s evolving risk environment. Risk Solutions, Inc., recognized for its expertise in property and casualty insurance, continues to support small and medium-sized businesses with a disciplined, advisory-focused approach. As an independently owned and operated insurance agency and consulting firm, the company delivers comprehensive risk, insurance, and employee benefit services grounded in professionalism, competence, fairness, truth, and honesty. With more than 20 years of experience in insurance education and implementation, Risk Solutions, Inc. prioritizes meaningful solutions over transactional sales. By identifying operational exposures that influence insurance costs, the firm helps organizations build resilience, protect key assets, and make informed decisions that support long-term financial stability.
The firm’s capabilities are built around a fully integrated service model that includes Commercial Insurance, Risk Management & Consulting, Regulatory Compliance Services, and Employee Benefits Solutions. This approach enables businesses to address risk from multiple angles while maintaining compliance with evolving regulatory standards. Risk Solutions, Inc. develops strategic risk management plans tailored to each client’s operations, ensuring alignment with OSHA, Department of Labor, IRS, and ACA requirements through structured training and written program materials. Clients benefit from reduced administrative workload and improved operational efficiency. The company also offers a wide range of coverage options, including workers’ compensation, high-risk liability insurance, excess liability, commercial auto, product liability, and environmental pollution remediation liability, providing businesses with targeted protection against industry-specific risks.
Leadership at Risk Solutions, Inc. is guided by founder Harold Howell, whose more than 30 years of experience in risk evaluation and insurance strategy have shaped the firm’s consultative philosophy. His approach emphasizes clarity, accountability, and long-term partnership. “At Risk Solutions Inc., we bring together the strengths of commercial insurance, risk management, employee benefits, and regulatory compliance to deliver strategies that truly serve our clients,” Howell said. “We provide leadership, guidance, and personal service in designing medical, dental, vision, and ancillary coverage that aligns with each organization’s goals while meeting regulatory requirements.” This commitment ensures that businesses are not only protected but also positioned to adapt confidently in a changing regulatory and economic landscape.
Risk Solutions, Inc. delivers integrated insurance and risk advisory services designed to help businesses operate with confidence and control. Combining experience, strategic insight, and a client-centered mindset, the firm supports organizations in reducing exposure while strengthening long-term stability. With a reputation for integrity and dependable guidance, Risk Solutions, Inc. continues to serve as a trusted partner for businesses seeking smarter protection solutions.
For more information, please email your query to
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