Apr’25 – South Africa's planned increase in Value-Added Tax (VAT) from 15% to 15.5%—originally scheduled for May 1, 2025—has been postponed. While this delay offers consumers a temporary reprieve, FindBetter, a trusted SA’s debt counsellor, is still advising households to take immediate steps towards smarter money management as they navigate ongoing economic pressures.
“Although the VAT increase has been delayed, the financial challenges facing South African households are still very real,” said the PR team from FindBetter. “Inflation, rising interest rates, and the escalating cost of living continue to strain budgets. This is the perfect time for consumers to focus on effective money management to safeguard their financial well-being.”
The VAT increase, which was originally set to take place in May 2025, was part of a broader strategy to increase government revenue for essential public services. While the immediate VAT hike has been deferred, a future increase of 0.5% is still expected in April 2026, bringing the total VAT rate to 16%. These adjustments remain a concern for households already stretched thin by rising food, fuel, and utility prices.
“Increasing everyday costs, even in small increments, can significantly impact families living paycheck to paycheck,” the PR team added. “It’s critical to be proactive about managing debt and budgeting effectively, especially with the uncertainty of future price hikes still on the horizon.”
Debt Counselling: A Vital Tool in Times of Financial Pressure
Despite the VAT delay, FindBetter highlights that professional debt counselling is a crucial resource for managing debt and navigating financial challenges. FindBetter’s regulated debt counselling services assist over-indebted individuals by consolidating debts, negotiating lower monthly repayments, and providing protection from legal actions by creditors.
Key benefits of debt counselling in South Africa include:
• Consolidated payments at reduced rates
• Protection from legal actions and creditor harassment
• Structured plans to manage finances and avoid further debt
• Peace of mind and reduced financial stress
“Debt counselling is not just a reactive measure—it’s a proactive step toward better financial health,” said FindBetter’s PR team. “With professional guidance, South African consumers can take control of their finances and work towards securing a more stable future, even amidst economic uncertainty.”
Looking Ahead
As economic pressures continue to mount, FindBetter is committed to helping South Africans take charge of their financial future. The delayed VAT increase is a temporary reprieve, but the underlying financial challenges remain. Debt counselling provides an invaluable path forward for anyone struggling with debt, offering the tools needed to regain control and plan for long-term stability.
“At FindBetter, we believe that financial empowerment is key to overcoming these challenges,” said the team. “With expert guidance, individuals can stay afloat and build a secure financial future, even in tough times.”
For more information or to access debt counselling services, visit https://findbetter.co.za.






About FindBetter
FindBetter is a trusted platform provider offering a clear, reliable platform to access debt solutions and explore personal loan options, committed to helping individuals navigate life’s challenges with confidence. Specialising in debt counselling and personal loans, we offer tailored solutions designed to meet your unique needs. FindBetter is dedicated to supporting you in regaining control of your financial future and moving forward toward your goals.